Capstone 27 · FinTech

POS Reconciliation

Match agent transactions to cash in the drawer.

  • 12 frames · MVP
  • POS agents
Download PDF DOCX

Project overview

Agent daily close: cash vs app balance.

Platform
Mobile app · Android-first · portrait
Screens
11 screens + 1 unhappy path (12 frames)
Features
3 core features
Bottom navigation
Today · History · Report · Profile
Prototype
4 linked flows

Build order: Auth (screens 1–4) → nav tabs (5–8) → core flow (9–11) → unhappy path → link prototypes.

Problem & primary user

POS agents reconcile cash vs app balance daily. UK/US agents are rare; Nigeria has millions of mobile money agents.

Primary user

"Chinedu, a 26-year-old Moniepoint agent in Onitsha who closes shop late matching transfers to cash."

Geographic scope: National-level

Goals

User goal: See expected balance vs counted cash and flag mismatches fast.

Business goal: Agent networks and fintechs sell reconciliation tools to agent managers.

Success: User logs day and sees mismatch clearly.

Market context

Question
Answer
Who pays
Agent networks and fintechs sell recon tools to super-agents.
Why not WhatsApp
Agents use notebook tallies at close. Errors surface only when balance mismatches.
Design focus
Expected vs counted cash in under 2 minutes on phone.

Competitors to check:

  • Agent app transaction list (no cash reconcile)
  • Excel by super-agent (manual)
  • Notebook (default)

Validate before you design

Interview 3–5 people who match your primary user. Update this brief if interviews contradict it. Do not start hi-fi until you complete the confirmation below.

Validated user (name, age, city)
Problem in one sentence
One interview quote
Success metric for your test
Primary colour and tone
One competitor you checked

Interview prompts

  • "Walk me through the last time this happened."
  • "What did you use instead? WhatsApp, paper, or nothing?"
  • "What would make you trust this on a cheap Android phone?"
  • "What would stop you from using this every week?"

Features & scope

v1 · three features

  1. Import or log daily transaction totals
  2. Enter counted cash and float
  3. See mismatch report with suggested checks

Out of scope

  • Holding customer funds
  • Loans
  • Multi-branch enterprise

Screens

Design every row in wireframe, high-fidelity UI, and prototype (where the flow applies).

#LayerScreenWhat to show
1AuthSplash ScreenApp logo, name, and tagline for POS Reconciliation.
2AuthOnboarding (1 screen)Explain the app in one sentence. One Get Started button.
3AuthSign Up ScreenName, phone number, state, and PIN. No email required.
4AuthSign In ScreenPhone number and PIN. Forgot PIN link.
5App shellToday (tab)Balanced or Mismatch status. Start close button and quick totals. Show bottom nav with Today active.
6App shellHistory (tab)Past days list with balanced/mismatch badge per day. Show bottom nav with History active.
7App shellReport (tab)Daily summary card with export screenshot button. Show bottom nav with Report active.
8App shellProfile (tab)Agent name, terminal ID, and manager contact. Show bottom nav with Profile active.
9Core flowLog day · SavedTransfers in, cash out, fees entered. Show bottom nav on post-sign-in screens.
10Core flowReconcile · BalancedCounted cash matches expected balance. Show bottom nav on post-sign-in screens.
11Core flowReport · ExportedDaily summary ready for manager screenshot. Show bottom nav on post-sign-in screens.

Layers: Auth = 1–4 · App shell = 5–8 · Core flow = 9–11

Prototype flows

Link these in Figma. Examiners should click through without your voice-over.

Flow 1 · App entry

SplashOnboardingSign Up or Sign Infirst main tab

Flow 2 · Core task (all three features)

Sign InToday tabLog dayReconcileReport tab

Core flow screens: Log day · Saved · Reconcile · Balanced · Report · Exported

Flow 3 · Navigation

Link every nav tab so examiners can tap each bottom nav item. Tabs: Today · History · Report · Profile

Flow 4 · Unhappy path

Trigger the unhappy path edge case and link to that screen.

Unhappy path

Design this as its own screen state (frame 12):

Mismatch over ₦10,000. Show checklist: Check pending transfers, verify last 5 receipts.

Link in Flow 4.

Design system

Colour
You choose. Keep it simple and readable.
Type
You choose. Keep body text easy to read on a phone.
Tone
Design for your user, not for a tech audience.

Reuse on every screen:

  • Primary button (active and disabled states)
  • Input field (empty, filled, and error states)
  • Card or list item used across the app
  • Navigation bar with correct labels and icons
  • Empty state: what the screen looks like with no data

Submit & defense

Deliverables

#DeliverableWhat good looks like
1WireframesEvery screen in this brief, plus the unhappy path. Layout and labels clear.
2High-fidelity UISame frames polished. You choose colour and type. Bottom nav on every post-sign-in screen.
3PrototypeFour linked flows (entry, core task, navigation, unhappy path). Examiners can use the app without your voice-over.
4AI prototypeFigma Make: at least 2 screens. Share link.
5Case study (1 page)Problem · User · Who pays · Competitors · Solution · One design decision
6Presentation (6–8 slides)Name · Problem · User · Solution · Key screens · Flow demo · One decision

Before you present

  • Every screen designed in wireframe and hi-fi
  • Unhappy path screen designed and linked in the prototype
  • Four prototype flows linked end to end
  • At least one empty state on a list tab
  • Shared components reused: button, input, card or row, bottom nav
  • Case study names who pays and one competitor you checked
  • You can explain one design decision in critique (why, not what)
  • Completed 5 user interviews or 1 usability test
  • Checked at least one competitor listed under Market context

← All capstone briefs